Platform fee comparison
What each platform keeps from the same sale, using TakeHome Stack's editable preset estimates. Product cost is set to 30% of the price; no shipping, ads or returns. Real fees vary by country, plan and payment method — open a calculator to use your own numbers.
| Platform | Preset fees | Fee / net on $20.00 | Fee / net on $50.00 | Fee / net on $200.00 |
|---|---|---|---|---|
| Etsy | 9.5% + $0.45 | $2.35 / $11.65 | $5.20 / $29.80 | $19.45 / $120.55 |
| Gumroad | 10% + $0.50 | $2.50 / $11.50 | $5.50 / $29.50 | $20.50 / $119.50 |
| PayPal | 3.49% + $0.49 | $1.19 / $12.81 | $2.24 / $32.77 | $7.47 / $132.53 |
| Stripe | 2.9% + $0.30 | $0.88 / $13.12 | $1.75 / $33.25 | $6.10 / $133.90 |
| Fiverr | 20% + $0.00 | $4.00 / $10.00 | $10.00 / $25.00 | $40.00 / $100.00 |
| Upwork | 10% + $0.00 | $2.00 / $12.00 | $5.00 / $30.00 | $20.00 / $120.00 |
Fee calculators
- Etsy Fee Calculator — 6.5% transaction + ~3% payment processing, $0.20 listing + $0.25 payment fee.
- Gumroad Fee Calculator — 10% + $0.50 per sale on direct sales.
- PayPal Fee Calculator — Standard US goods & services checkout rate.
- Stripe Fee Calculator — Standard online card rate.
- Fiverr Fee Calculator — 20% service fee kept from seller earnings.
- Upwork Fee Calculator — Variable freelancer service fee; 10% used as a typical value.
Pricing calculators
- Break-Even Price Calculator — Find the lowest price you can charge without losing money after platform fees, shipping, ads, returns and overhead.
- Profit Margin Calculator — Calculate profit margin after all fees and find the exact price needed to hit your target margin.
- Reverse Fee Calculator — Work backwards from the profit you want. Enter a desired net profit and get the price to charge after fees.
- Full calculator — every input, scenarios, CSV export.
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